It's free to sign up for your Credit Scorecard―
even if you're not a customer

It's free to sign up for your
Credit Scorecard―even if
you're not a customer

Free, even if you're
not a cardmember*

No ding to your credit

NEW! Alerts you to
unusual activity

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Agree to Terms

By clicking on the "I Agree" button below, you consent to the CREDIT SCORECARD TERMS. To provide you with Credit Scorecard, including credit monitoring and Social Security number alerts, you authorize Discover to obtain information from your personal credit report or other information from one or more credit reporting agencies (including Experian®) on a regular basis. We will use this information to verify your identity and provide you with Credit Scorecard and related identity alert services. To provide you with internet surveillance, you authorize Discover to share your personal information with Experian. Services will begin within 24-48 hours after you consent.

By clicking "I Agree" below, you also:

(i) Agree to receive our CREDIT SCORECARD PRIVACY STATEMENT electronically. The Credit Scorecard is only available electronically. The terms of the Credit Scorecard Privacy Statement explain how we use the information that we collect about you. We will not sell your information, but we may use it to contact you and share your information with our service providers to assist us in providing you with Credit Scorecard and offering other Discover products, even if you have previously opted out of receiving these offers. You understand that you will need Internet access and the latest version of Adobe Reader to view, download or print the Credit Scorecard Privacy Statement. You can upgrade to the latest version of Adobe Reader by visiting; and

(ii) Acknowledge receipt of the Credit Scorecard Privacy Statement.

Verify Identity

*Credit Scorecard Information: Credit Scorecard is provided by Discover Bank, and includes a FICO® Credit Score and other credit information. Credit Scorecard information is based on data from Experian and may differ from credit scores and credit information provided by other credit bureaus. This information is provided to you at no cost and with your consent. You must be 18 years old and a U.S. resident or a resident of America Samoa, Guam, Northern Mariana Islands, Puerto Rico or the Virgin Islands. Your Credit Scorecard will be refreshed the later of every 30-days or the next time you log in to Credit Scorecard. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This product may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Discover credit monitoring and Social Security number alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. This information is provided for free, as part of Discover’s Free Credit Scorecard membership to both existing and new members upon successful product registration. Alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit